We love helping individuals and families accomplish their goals and dreams with confidence. We work to allow clients to live their lives with a purpose and a freedom to focus on their family and goals.
Our clients have worked hard to achieve financial success, but it’s imperative that they think beyond their money. We believe one achieves wealth when they have money, time and purpose in their life. This is a three-legged stool and if one of those legs is shorter than the others, life will feel out of balance. While money is important, it’s simply a tool to help achieve other goals.
Often times, family wealth is concentrated in a single stock received through inheritance or a successful business career. We have strategies designed to hedge, monetize, diversify or transfer assets, while mitigating tax implications. Another risk to wealth is the erosion of investment gains due to taxes. Our knowledge of tax-advantaged investments and the tax impact of specific transactions can help you keep more of what you’ve earned.
Leaving a legacy for children, grandchildren and community organizations is another aspect of managing wealth from today into tomorrow. We have strategies designed to not only provide for those you care about, but also potentially generate personal tax benefits, and further their overall wealth management plans.
Please note, changes in tax laws may occur at any time and could have a substantial impact upon each person's situation. As Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional. Diversification and asset allocation do not ensure a profit or protect against a loss.
Successful professionals building their wealth
These individuals and families are typically in higher income earning years and are saving for multiple goals such as retirement, education, upgrading homes and starting businesses. They also need help with tax management, how to deal with company stock/options, and how to preserve their income from unforeseen events. We help them prioritize their goals and provide accountability during these busy years.
Those going through major life events
This might be someone who has recently lost a spouse, gone through a divorce, or received an inheritance due to the loss of a loved one. We take the time necessary to help these individuals make the most prudent decisions through incredibly difficult times. Some of the same considerations can come up for those who have changed jobs, moved or made large lifestyle changes. Cash flow planning and education are crucial to help ensure a feeling of long-term financial confidence.